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Banking Questions
Before you get to the bank you should prepare a list of questions you want to ask before opening a bank account.
Questions to ask a bank?
- What are the locations of your banks (that's if they have other branches of banks)?
- You must consider if that bank is close enough to your residence or job that you can easily get to it. This can save you gas money and time.
- What are the fees associated with having an account at this institute? Unknown fees such as ATM fees and Overdraft fees can be costly to you.
- What are the different banking services that your bank offer?
Checking Accounts Questions
- Do you all offer checking accounts?
- How do I open a checking account?
- How much deposit do I need to open a checking account?
- Do your checking accounts pay interest on money that’s deposit?
- Will my checking account deposit be insured?
- How much of the deposit is insured?
- Who insures the deposits?
Saving Accounts Questions
- How do I open a savings account?
- How much deposit do I need to open a savings account?
- Do your savings accounts pay interest on money that’s deposit?
- Will my savings account deposits be insured?
- How much of the deposit is insured?
- Who insures the deposits?
Certificate of Deposit Questions
- Do you all offer certificate of deposits?
- How do they work?
- What’s the minimum amount of certificate of deposit I can get?
- How do I obtain a certificate of deposit?
- Do your certificate of Deposits pay interest?
- Are certificate of deposits insured at this bank?
- How much of the certificate of deposit is insured?
- Who insures the certificate of deposits?
Other Questions to Ask
- What accounts pay interest on deposits?
- Will my deposits be insured?
- How much of my deposits will be insured?
- Which one of your banking accounts are insured?
- Does your bank make loans?
- What kind of loans does the bank offer?
- How can I qualify for a loan?
- What are the different financial products that available at your bank?
- Who are the financial professional that handles the investments for you?
- Does the bank offer online banking?
- Is there a charge for online banking and what is the fee?
Write each answer down so you will know what you are dealing with when it comes to you opening a bank account with that bank.
Once you have learned the above information you can go ahead and open up your bank accounts.
Click Here to Continue to Checking Account Tutorial >> How to open a checking account
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