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Hi I'm Abbie,
your financial
education tutor.
Welcome!
Credit Tutorial
Whether you believe it or not everybody uses some kind of credit. Many people say that I don't use credit but if you have any kind of utilities such as electric, water, or natural gas you are being extending credit.
These utilities companies allow you to use their
service and bill you for using it. People this
is using credit too.
If you don't believe me just go apply for some of those
utilities and see if they ask for your social security
number.
They then check your credit to see if you are
credit worthy.
Then they will charge you a deposit if your credit
report isn't where they think it should be.
Paying those deposits can cause you a lot of money.
Not paying your utility bill will also be reported to the
credit bureaus and can have a very negative mark on
your credit score.
Who Should Take This Credit Tutorial?
This tutorial is for 3 kinds of people
1) anyone wanting to keep more money while using credit
2) anyone who is using credit
3) anyone that is thinking about going into debt
This tutorial objectives are to:
1) Educate you so much on credit issues that you will be able to keep more of your money anytime you use credit.
2) Sharpen your credit management skills and will give you a clearer outlook on dealing with credit issues altogether.
3). Teach you how to deal with your own credit by teaching you the do-it-yourself credit method.
There's a lot to learn so just sit back and get ready for the journey of getting to know your credit.
Step 1: Know Your Credit
In order for you to keep money when dealing with credit you need to gain some basic information about credit. You need to know your credit.
Next Page Know Your Credit
